Leaving Japan - Money Back

Harvey · Apr 10, 2006, 23:07

Hello all,

I heard that once you have worked in Japan for a company for a while, if you leave the country before 60, you can get back some of the money that was automatically pulled from your salary to go to insurance and things like that.

Does anyone know exactly how this works or can point me in the right direction?

Thanks for any tips.

- Harvey

**Mars Man** · Apr 10, 2006, 23:54

Sorry, I can't, but just wanted to let you know I did read the post. I hope someone who does know will stop by soon.

Mike Cash · Apr 11, 2006, 07:18

Last I heard, you can get back up to three years contributions to 厚生年金. Details available at the 年金 desk of your local city hall.

Harvey · Apr 11, 2006, 07:25

Approx how much money is going into that every year anyway?

Wondering how much I should expect to get back in case I ever leave.

Ewok85 · Apr 11, 2006, 10:00

If you have worked and payed into the pension for 3 years you will get about 3 months wages minus 20% for tax (which I'll come back to). You need to supply a form Dattai Ichijikin Saitei Seikyusho for the Kokumin Nenkin/Kosei Nenkin at your city hall. The forms can't be submitted in Japan, you have to file it from overseas.

You can also claim the tax back by collecting a Nozeikanrinin no todokedesho (gaikokujin-you) form. I think you grab this one from your local tax office. Then you submit that via a proxy in Japan along with the Shikyu Kettei Tsuchicho which is effectly a receipt of the pension payment.

How much you pay each month will be on your pay slips, shown as 厚生年金

**Dutch Baka** · Apr 12, 2006, 07:32

How about when you pay pension for 20 years, and then you move out of the country. Can you get something back from that?

**Damicci** · Apr 12, 2006, 07:41

Originally Posted by Mike Cash

Last I heard, you can get back up to three years contributions to 厚生年金. Details available at the 年金 desk of your local city hall.

There ya go.

**Dutch Baka** · Apr 12, 2006, 07:42

Originally Posted by Damicci

There ya go.

that's a joke

Ewok85 · Apr 12, 2006, 08:47

Originally Posted by Dutch Baka

How about when you pay pension for 20 years, and then you move out of the country. Can you get something back from that?

You get back 36months (3 years) worth, which works out to be about 3months wages. Doesnt matter if you stay 5 or 20, you get 3 years. Otherwise you hang around till your 60 and get your pension ;)

**Damicci** · Apr 12, 2006, 11:28

Originally Posted by Dutch Baka

that's a joke

Huh?
I don't get the joke...

**Dutch Baka** · Apr 12, 2006, 14:28

Originally Posted by Damicci

Huh?
I don't get the joke...

Me neither

Mike Cash · Apr 12, 2006, 16:13

Originally Posted by Dutch Baka

How about when you pay pension for 20 years, and then you move out of the country. Can you get something back from that?

In that case, you may be better off to leave it alone and just draw the pension when you become eligible. I believe that if you have contributed for fewer than a certain number of years (25?) the total amount you receive in pension payments may not exceed the total amount you have contributed over the years. Still, that would beat losing 17 years worth of contributions.

International agreements between Japan and one's home country may make everything I said above a useless load of total crap. Also, I may be totally mistaken about everything I said. As always, with questions of this nature one is best advised to get the answers from the 年金 authorities rather than rely on hearsay from random knuckleheads on the internet.

Windy · Apr 14, 2006, 22:27

Speaking as a random knucklehead, I just want to say that International agreements between Japan and one's home country may make Mike Cash above, a useless load of total crap.

Hey Harv, going to China?

Apr 10, 2006, 23:07	#1
Harvey Regular Member Join Date: Jun 10, 2002 Location: Osaka Posts: 445	Leaving Japan - Money Back Hello all, I heard that once you have worked in Japan for a company for a while, if you leave the country before 60, you can get back some of the money that was automatically pulled from your salary to go to insurance and things like that. Does anyone know exactly how this works or can point me in the right direction? Thanks for any tips. - Harvey __________________ Help me I'm Harvey! http://www.japannewbie.com iPhone apps to learn Japanese! http://thejapanesepage.com/iphone Here as well http://www.japannewbie.com/iphone/

Apr 11, 2006, 07:18	#3
Mike Cash Delusions of Adequacy Join Date: Mar 15, 2002 Location: Japan Posts: 5,417	Last I heard, you can get back up to three years contributions to 厚生年金. Details available at the 年金 desk of your local city hall. __________________ Kiva: Loans That Change Lives

Apr 11, 2006, 10:00	#5
Ewok85 Cute and Furry Join Date: Nov 14, 2003 Location: Saitama/Tokyo Age: 24 Posts: 2,343	If you have worked and payed into the pension for 3 years you will get about 3 months wages minus 20% for tax (which I'll come back to). You need to supply a form Dattai Ichijikin Saitei Seikyusho for the Kokumin Nenkin/Kosei Nenkin at your city hall. The forms can't be submitted in Japan, you have to file it from overseas. You can also claim the tax back by collecting a Nozeikanrinin no todokedesho (gaikokujin-you) form. I think you grab this one from your local tax office. Then you submit that via a proxy in Japan along with the Shikyu Kettei Tsuchicho which is effectly a receipt of the pension payment. How much you pay each month will be on your pay slips, shown as 厚生年金 __________________ Leon - http://www.leonjp.com Expat Japan! - http://forums.expatjapan.net 半ばは自己の幸せを、半ばは他人の幸せを

Apr 12, 2006, 07:32	#6
Dutch Baka .... who cares? :( Join Date: Feb 5, 2005 Location: Kobe, Rokko Age: 24 Posts: 4,743 Blog Entries: 12	How about when you pay pension for 20 years, and then you move out of the country. Can you get something back from that? __________________ My website: Kobe city info and my PM Forum Rules - J-Music Forum Rules - FAQ - Calendar Write an article for Jref - Reputation points

Apr 12, 2006, 07:41	#7
Damicci 天国に居る Join Date: Nov 4, 2003 Location: House of Blues Age: 31 Posts: 2,085	Originally Posted by Mike Cash Last I heard, you can get back up to three years contributions to 厚生年金. Details available at the 年金 desk of your local city hall. There ya go. __________________ ☆Rieko☆ says: 目が大きかったらすぐにゴミがはいる

Apr 10, 2006, 23:54	#2
Mars Man Kami-sama Join Date: Jul 28, 2005 Posts: 4,292 Blog Entries: 1	Sorry, I can't, but just wanted to let you know I did read the post. I hope someone who does know will stop by soon.

Apr 11, 2006, 07:25	#4
Harvey Regular Member Join Date: Jun 10, 2002 Location: Osaka Posts: 445	Approx how much money is going into that every year anyway? Wondering how much I should expect to get back in case I ever leave.

Apr 12, 2006, 07:42	#8
Dutch Baka .... who cares? :( Join Date: Feb 5, 2005 Location: Kobe, Rokko Age: 24 Posts: 4,743 Blog Entries: 12	Originally Posted by Damicci There ya go. that's a joke

Apr 12, 2006, 08:47	#9
Ewok85 Cute and Furry Join Date: Nov 14, 2003 Location: Saitama/Tokyo Age: 24 Posts: 2,343	Originally Posted by Dutch Baka How about when you pay pension for 20 years, and then you move out of the country. Can you get something back from that? You get back 36months (3 years) worth, which works out to be about 3months wages. Doesnt matter if you stay 5 or 20, you get 3 years. Otherwise you hang around till your 60 and get your pension ;)

Apr 12, 2006, 11:28	#10
Damicci 天国に居る Join Date: Nov 4, 2003 Location: House of Blues Age: 31 Posts: 2,085	Originally Posted by Dutch Baka that's a joke Huh? I don't get the joke...

Apr 12, 2006, 14:28	#11
Dutch Baka .... who cares? :( Join Date: Feb 5, 2005 Location: Kobe, Rokko Age: 24 Posts: 4,743 Blog Entries: 12	Originally Posted by Damicci Huh? I don't get the joke... Me neither

Apr 12, 2006, 16:13	#12
Mike Cash Delusions of Adequacy Join Date: Mar 15, 2002 Location: Japan Posts: 5,417	Originally Posted by Dutch Baka How about when you pay pension for 20 years, and then you move out of the country. Can you get something back from that? In that case, you may be better off to leave it alone and just draw the pension when you become eligible. I believe that if you have contributed for fewer than a certain number of years (25?) the total amount you receive in pension payments may not exceed the total amount you have contributed over the years. Still, that would beat losing 17 years worth of contributions. International agreements between Japan and one's home country may make everything I said above a useless load of total crap. Also, I may be totally mistaken about everything I said. As always, with questions of this nature one is best advised to get the answers from the 年金 authorities rather than rely on hearsay from random knuckleheads on the internet.

Apr 14, 2006, 22:27	#13
Windy Regular Member Join Date: Oct 28, 2004 Posts: 81	Speaking as a random knucklehead, I just want to say that International agreements between Japan and one's home country may make Mike Cash above, a useless load of total crap. Hey Harv, going to China?

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